NCUA headquarters, Washington, D.C.

The NCUA’s annual report to Congress on the condition of the industry’s minority depository institutions had some good news and some bad news.

The good news was that the financial performance metrics for the industry’s MDIs showed strong growth in 2019 with ample gains in assets, loans, members, shares and deposits. What’s more, the overall net worth ratio for this group of credit unions was 11.77%, higher than the industry’s overall net worth ratio of 11.37%, and 95% of MDIs posted a net worth ratio of 7% at the end of last year. These key performance metrics were impressive when you consider that 87% of MDIs are small institutions managing assets of $100 million or less.

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Peter Strozniak


Credit Union Times

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