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There’s good news and bad news on the synthetic fraud front. The good news: According to research from TransUnion, big banks are starting to get their arms around the problem. Thanks to more sophisticated detection techniques, a smaller percentage of applicant pools are fraudulent accounts. For the second quarter of 2019, the rate of fraudulent auto loan applications, for example, slid from 0.22% to 0.16% compared to the second quarter of 2018.
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