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Despite being ambitious and goal-oriented, the youngest American adults are “saddled with substantial uncertainties about their current financial status” and see “significant room for improvement” in how they manage their money on a day-to-day basis, according to the latest findings of Northwestern Mutual’s 2019 Planning & Progress Study.

Almost seven in 10 Gen Zers (69%) indicated they didn’t have much clarity on how much money they should be saving for later and how much they could spend now, according to a survey of Gen Zers — Americans born from 1997 to 2012 — that was conducted by The Harris Poll on behalf of Northwestern Mutual from Feb. 20 to March 5.

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