Many credit unions have eagerly embraced self-service technology over the years, but today that technology can do a whole lot more than just spit out cash or deliver account balances. Thanks to streaming technologies, biometrics and other advances, self-service banking technology is rising to a new level of intelligent design – and it could go mainstream at any moment. Here's what experts said credit unions should know about two popular self-service trends converging on the credit union industry: Interactive teller machines (ITMs) and instant-issue kiosks.