Social engineering and cybercrime is working hand-in-hand (Image: Shutterstock).

The social engineering part of cybercrimes will become more rampant and the final countdown for knowledge based authentication begins in TRUSTID's, top five fraud and customer authentication predictions for 2019.

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Roy Urrico

Roy W. Urrico specializes in articles about financial technology and services for Credit Union Times, as well as ghostwriting, copywriting, and case studies. Also: writer/editor of a semi-annual newsletter for Association for Financial Technology since 1997 and history projects funded by the U.S Interior Department, National Park Service and Warren County (N.Y.).