Financial regulators, including the NCUA, intend to emphasize the need to tailor examinations based on the risk a financial institution poses, the Federal Financial Institution Examination Council said this week.

“A risk-focused supervision process is where more resources are used to address institutions or areas that present heightened risk versus those that do not,” the council said, in the second update of its work.

The council is a forum intended to allow financial regulators to discuss ways to increase the effectiveness and efficiency of the examination process. It has reviewed the ways financial regulators have tailored examinations based on the size and risk a financial institution poses and found that state and federal regulators have adopted similar programs for tailoring examinations.

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including comprehensive product and service provider listings via the Marketplace Directory, CU Careers, resources from industry leaders, webcasts, and breaking news, analysis and more with our informative Newsletters.
  • Exclusive discounts on ALM and CU Times events.
  • Access to other award-winning ALM websites including and

Already have an account?

David Baumann


Credit Union Times

Join Credit Union Times

Don’t miss crucial strategic and tactical information necessary to run your institution and better serve your members. Join Credit Union Times now!

  • Free unlimited access to Credit Union Times' trusted and independent team of experts for extensive industry news, conference coverage, people features, statistical analysis, and regulation and technology updates.
  • Exclusive discounts on ALM and Credit Union Times events.
  • Access to other award-winning ALM websites including and

Already have an account? Sign In Now
Join Credit Union Times

Copyright © 2023 ALM Global, LLC. All Rights Reserved.