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Many Americans lack financial knowledge.

I’m a product of the 1980s, born before the advent of Google and the existence of smartphones, which provide the ability to easily download budget-tracking apps. Flipping through the pages of an encyclopedia was the 1980s version of Googling information, and it was a laborious process, as many of us may remember.

My childhood savings account was a cute, personalized piggy bank. I remember learning about the value of a penny, nickel, dime, quarter, dollar bill and five dollar bill, but not much beyond that. The extent of my financial literacy was knowing if I had enough change in my bank to purchase a candy bar from the convenience store down the street.

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Tahira Hayes


Credit Union Times

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