Between every two facts, there is rarely a straight line.

Ten years after the financial meltdown that heralded the Great Recession, student debt has risen to record levels while home ownership remains lower than generations past, especially for those who should be in their prime home-buying years.

Jonathan Spader, a senior research associate at the Joint Center for Housing Studies at Harvard University, said pinning the drop in home ownership among young people on student loans is difficult. Yet, his studies show the rising levels of student debt are contributing at least a bit to the declining rates of home ownership.

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Jim DuPlessis

A journalist for decades.

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