The 2018 Debit Issuer Study revealed consumer debit with sustained growth in 2017, contributing to improved overall debit performance, while fraud losses per transaction declined for the second consecutive year.

When it comes to mobile payments, the 13th annual survey, commissioned by Houston-based debit/ATM network PULSE, and conducted by Oliver Wyman, a New York City based consulting firm with a large focus on banking and financial services, found that cardholder enrollment in mobile wallets doubled year-over-year while transactions per enrolled card remained flat.

Fifty-nine financial institutions, including credit unions, large and community banks, participated in the study. Together, participants issued approximately 148 million debit cards and represented 42% of the U.S. debit market.

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Roy Urrico

Roy W. Urrico specializes in articles about financial technology and services for Credit Union Times, as well as ghostwriting, copywriting, and case studies. Also: writer/editor of a semi-annual newsletter for Association for Financial Technology since 1997 and history projects funded by the U.S Interior Department, National Park Service and Warren County (N.Y.).

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