Scammers are more active during the summer months.

Earlier this summer, a woman wearing scrubs walked into a branch of Railway Credit Union in Mandan, N.D. It wasn’t her first time there — the day before, she’d opened an account at the credit union, which has $109 million in assets and about 7,300 members. Now she wanted to cash a payroll check from a health care company with a Bismarck address.

But an eagle-eyed credit union employee got suspicious about the timing of the transaction and decided to verify the funds with the issuing bank. Bingo: the check wasn’t from a valid account. And the supposed employer’s address didn’t check out either.

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Tina Orem


Credit Union Times

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