Over the last 30 years biometrics moved from science fiction tomainstream across many platforms with credit unions now takingadvantage of its authentication capabilities in branch and mobileapplications.

Today, many biometric methods can authenticate individuals:fingerprints, voice, speech, face, iris, retina, hand geometry,facial thermography, keystroke dynamics, gait, body odor, veins,foot and palm prints, handwriting (or signature) and eventongues.

Brookfield, Wis.-based Fiserv's Verifast, Palm Authenticationtechnology integrates Fujitsu palm-vein biometrics to improve security and operational efficiency. Thetech, which captures some five million reference points of eachmember's biometric data, eliminates the need for otheridentification.

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Roy Urrico

Roy W. Urrico specializes in articles about financial technology and services for Credit Union Times, as well as ghostwriting, copywriting, and case studies. Also: writer/editor of a semi-annual newsletter for Association for Financial Technology since 1997 and history projects funded by the U.S Interior Department, National Park Service and Warren County (N.Y.).