If you want to understand why Susan Gruber is so good ather job as CFO of the Pleasanton, Calif.-based Patelco CreditUnion, here are a few things you should know: She doesn't toleratesilos. She isn't afraid of hard conversations. And she's somethingof a balance sheet whisperer.

These are some of the qualities that have helped Gruber, who isthe winner of CU Times' 2018 Trailblazer Award for CFO ofthe Year, put Patelco on an impressive growth trajectory totransform the heart and soul of the credit union. On her watch,assets have gone from about $4 billion when she joined in September2014 to about $6 billion today, and membership has risen from282,000 to 325,000.

But Gruber has also been on an impressive growth trajectoryherself.

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