Cybersecurity can be an elusive subject and entail nuances thatrequire varied expertise, yet, it is an important aspect ofeveryday business that cannot be disregarded. This is true forregulators, boards, management, employees and auditors alike.

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The root cause of cybersecurity's complexity is attributed tothe evolution of digital services provided to end users. The natureand productivity of digital services has dramatically changed inthe last 40 years – first with personal computers, next withsmartphones and now with Internet of Things devices such assmartspeakers. Even though this change in digital services has beendramatic, the way in which we authorize access to such digitalservices has remained inanely stagnant.

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