The America First Credit Union earned rave reviews following deployment of Lehi, Utah-based MX's Helios cross-platform framework and San Antonio-based KIVA Group's open integration middleware to power its mobile banking application.

When the $9.1 billion Riverdale, Utah-based AFCU recognized the need to overhaul its mobile banking application, the institution took an entirely new approach to application development. AFCU had been using a waterfall development process, where programmers would create a long laundry list of changes over months, and possibly years, before implementing them.

Instead, AFCU turned to MX to make rapid iterations on its mobile application. MX engaged KIVA Group to provide the integration middleware, which unifies AFCU's Fiserv core processor and all the other systems (e.g. bill pay, remote deposit capture, fraud detection, etc.) that feed into the mobile app.

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Roy Urrico

Roy W. Urrico specializes in articles about financial technology and services for Credit Union Times, as well as ghostwriting, copywriting, and case studies. Also: writer/editor of a semi-annual newsletter for Association for Financial Technology since 1997 and history projects funded by the U.S Interior Department, National Park Service and Warren County (N.Y.).