If fintech has a downside, it’s in the name. I get it that we are a “let’s combine words to make a cooler word” type of nation. But really, “fintech” is just technology that can breathe underwater. At least that’s what I visualize. And maybe that’s part of the allure to the fintech world; it’s not just a thing on dry land that walks among us, it can also be an amphibious creature lurking below the surface doing God-knows-what to create the features we benefit from on our phones and in our techy financial lives.

Love it or hate it, fintech organizations are pushing us into some terrifyingly fantastic financial freedom places. They are pushing the boundaries and exploring new consumer financial options. And, some want to become banks.

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Michael Ogden

Editor-in-Chief for CU Times. To connect, email at [email protected].

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