The NCUA and the CFPB will not close even if there is a lapse in federal funding at the end of the week and many agencies are forced to shut down most operations.

The two agencies are not subject to the appropriations process, so their funding is not contingent on a Continuing Resolution or an appropriations bill.

The current Continuing Resolution expires on Friday and if another one is not passed, large segments of the federal government would be forced to shut down.

But not the CFPB and NCUA.

House Republicans would like to change that. In his Financial CHOICE Act, House Financial Services Chairman Jeb Hensarling (R-Texas) has proposed subjecting all financial regulators—including the NCUA and the CFPB—to the annual funding process.

That would mean the agencies would close if appropriations lapsed.

Credit union officials have said they are concerned that the Community Development Financial Institutions program could face cuts in the Continuing Resolution that Congress will consider.

President Trump has proposed eliminating all funding for the program, which provides financial institutions, including credit unions with grants.

House Republicans also might try to add to the Continuing Resolution some restrictions on CFPB activities. In the past, they have proposed such measures, but the Senate has never accepted them.