The digital-banking power couple, mobile and payment, rests on providing a harmonious integrated experience with credit union membership, and keeping the relationship fresh by recognizing trends and introducing innovative functionality.

Delivering mobile banking requires ongoing nurturing that incorporates basic processes as well as regular enhancement and updating.

More frequently these days financial institutions want an integrated stage. Robb Gaynor, chief product officer, of Austin, Texas-based Malauzai explained 75 % of its pipeline consist of deals incorporating internet, mobile, consumer and business into one digital platform. "We used to do just one of those, consumer mobile. Now people are buying all four."

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