The process of managing a member's overdrawn share draft account has changed significantly over the past two decades. Much of this change has been fueled by technology advancements as well as best practices suggested by regulators.
In order to meet these compliance guidelines as well as provide better service to each member, many credit unions realize they need a different, more modern approach to overdraft management.
They need robust technology and the tools that will help them meet three key objectives of an updated, optimized overdraft service:
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