Changes in consumer savings patterns highlight the overall digital money movement, according to the Austin, Texas-based Malauzai in a report highlighting both internal transfers and the external movement of funds.

The mobile and internet banking provider's Monkey Insights, Digital Banking Usage report, which takes big data and breaks it up into digestible factoids. The report highlights key trends in internet and mobile banking usage based on January 2017 data for more than 415 credit unions and banks covering 10.5 million logins from 640,000 active internet and mobile banking users.

"Changes in consumer savings patterns were prevalent in reviewing financial data for this Monkey Insights," Robb Gaynor, chief product officer, of Malauzai explained. "Individuals are transferring external funds into their primary financial institution, and consumers seem to be saving more than in prior years. It is also noteworthy that the larger the transfer amount, the more likely it is to be done from the desktop rather than a mobile device or tablet."