PSCU has rolled out a new security program in its CU Rewards program as part of an effort to intensify its battle against fraud in credit union loyalty rewards programs, according to an announcement from the St. Petersburg, Fla.-based CUSO.

The CUSO's new tool uses a risk-score identification process and a digital risk engine to detect and prevent criminals from fraudulently redeeming loyalty rewards, according to PSCU. The tool uses an authentication process to validate devices, members and transactions during the rewards redemption process without depending on information supplied by members.

"Unlike other tools that focus on the device, the member or the transaction, this tool detects suspicious activity through digital risk-engine rules, blocking and eliminating blacklisted devices, inconsistent location indicators, form-filling behavior, and multiple redemptions from different identities on a single device," PSCU said.