Back in 2007, executives at the $112 million Bear Paw Credit Union in Harve, Mont., began having unusualcash shortages at two ATMs at a local health center and at aconvenient store on a Native American reservation.

At first, executives did not suspect an employee was stealingfrom the ATMs, and thought it might be a mechanical or softwareproblem. So they asked service technicians to inspect the ATMs whofound the machines were working properly and advised executives anemployee may be stealing.

They were right.

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