The misuse of information by credit union insiders – whether it's accidental or intentional – has allowed hackers to infiltrate financial institution security defenses, costing the institutions some millions of dollars and putting members' personal identifiable information at risk.

These insider misuse cases, which include data breaches, abuses of privilege, malware intrusions, payment card skimming, money laundering, and unauthorized hardware and software use, can take months or years to discover.

"They're behind your firewall, getting all up in your data," Verizon's 2016 Data Breach Investigations Report stated. "They are often end users and they are comfortable exfiltrating data out in the open on the corporate LAN."

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