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Over the past few years, hundreds of credit unions have begun offering business loans to their members. In fact, over a third of all credit unions now have business loans on their books, an increase from just 18% a decade ago.

But much of this growth has come at the larger end of the scale – 94% of credit unions with greater than $500 million in assets now offer business loans. Yet only 21% of credit unions with less than $100 million in assets offer business loans to their members, according to September 2015 NCUA Call Report data. It truly is a tale of two cities.

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