Fraudsters have been busy skimming ATMs since at least the last holiday season, as they have sought to take advantage of magstripe readers before adoption of more-secure EMV chip card-compatible ATMs becomes widespread.
Skimming refers to fraudsters using a device to steal credit or debit card information in an otherwise legitimate card transaction. Skimming devices are often placed on ATMs. When a card is run through a skimmer, the device stores the information. Thieves then use the stolen data to make fraudulent charges either online or with a counterfeit credit card.
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