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credit union philanthropy and service credit union differenceCause and effect. It’s the relationship between events or things, where one is the result of the other or others. Examples? I need milk so I’ll go to the grocery store on my way home. A baby is crying so her dad picks her up. A massive twister hit Auntie Em’s house so Dorothy and Toto wind up in the wonderful Land of Oz. You get the idea.

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