Retirement just isn't what it used to be.

With changes afoot in the demographics of retirees, as well as in the numbers and social changes behind retirement, the Urban Institute took a scalpel to the statistics to try to explain America's aging phenomenon and the very process of retirement.

Using data from its own Dynamic Simulation of Income Model, household surveys, the Social Security Administration and other government sources, the Urban Institute compiled a picture of how retirement in the U.S. is changing.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.