You may be focused on retiring in Florida, but that doesn’t mean that if you work there, you’ll be ready to.

A report from the Pew Charitable Trusts, “Who’s In, Who’s Out: A Look at Access to Employer-Based Retirement Plans and Participation in the States,” analyzed how well employers in each state — and in different regions of the country — do at providing retirement plans for their employees and how well employees do at participating in them.

You might be surprised at what they found.

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