Every record compromised in a data breach ends up costing almost$1,000 — and that's probably on the low end, according to a newstudy by Gladwyne, Penn.-based risk assessment companyNetDiligence.

The study of 160 insurance claims related to data breaches that occurred between 2012 and 2015 found theaverage breach compromises 3.2 million records, and each recordcosts $964.31 on average for everything from notifications to legalfees. The report also said financial services was the second-mostfrequently breached sector (health care was the first).

The average insuranceclaim for a breach is $673,767, according to the study, and thevast majority of total claims (78%) was spent on crisis servicessuch as forensics, ransoms, card replacement, public relations and credit monitoring.