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In an Oct. 16 article, “Capital Concerns Weigh on RBC2,” CU Times quoted David Giesen, a managing director at Navigant Capital Advisors, as talking about risk weights prior to the final approval of the NCUA’s new risk-based capital rule and included this statement: “Auto loans, which currently are in about 6.5% under the current standard, are moving up to 100% assets at 10%.” Mr. Giesen then says this “may make it more difficult to originate as many auto loans as a credit union may like.”

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