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The holiday season will soon be upon us, and for millions of Americans that means it’s time to pull out those credit cards.

In fact, according to ShopperTrak, shoppers in the U.S. spent approximately $9 billion in stores on Black Friday 2014. Reports from comScore show that U.S. e-commerce spending on Black Friday 2014 rose 26% to more than $1.5 billion.

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