As NCUA examiners conducted an annual audit of the $13.8 million Lynrocten Federal Credit Union in April 2013, the cooperative’s long-time teller, Teresa Humphries, suffered a heart attack.

While Humphries recovered in a hospital, NCUA examiners uncovered a multi-million dollar fraud scheme that she began in 2000 and continued with her manager Linda Sue Newcomb through April 2013.

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