During the 521 computer breaches that occurred in 2014, a total of 17,829,689 consumer records and the data they contained were exposed to cyber criminals, according to The Identity Theft Resource Center Data Breach Report. Tom Garcia believes the pace of data theft will only escalate in the coming year.

"It's no longer the latchkey kids trying to play 'capture the flag' with their computers," Garcia, president/CEO of InfoSight, an information security, risk and compliance management company in Miami Lakes, Fla., told participants in his firm's recent webinar. "Organized crime is no the major driver in these attacks."

The Wednesday webinar, "FFIEC Cybersecurity Assessments: Gaps Found by Examiners in Round One," focused not only on cybersecurity threats facing financial institutions, but steps that can be taken to reach what Garcia referred to as cybersecurity maturity.