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In an era where technology upends business models overnight, the never-ending quest to foresee opportunity has put the credit union industry on a vigilant watch over mobile person-to-person payments, which is the technology that allows people to transfer funds from their accounts or credit cards to another individual’s account via a smartphone app.

The increasing consumer acceptance of online banking, mobile banking and e-commerce have paved the way for big growth in mobile P2P payments. The market will be worth about $4 billion by 2017, according to the “U.S. Mobile Payments Forecast 2013 to 2017 report” from Forrester Research.

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Tina Orem


Credit Union Times

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