Welcome to Credit Union Times' Extra Special Times Dec. 17 print issue. This concept was conceived—as many great ones are—over a couple glasses of wine in a bar in Vegas at a credit union conference. Heather and I, along with another colleague, were discussing how to recognize all of the best achievements credit unions have made in 2014, the –EST of all the relevant superlatives.

While we're only featuring a few of the top credit unions here, thousands made great strides for the future of the credit union community that we cover every day. As we say goodbye to 2014 and celebrate the dawning 2015, we heartily applaud each and every one of you who made that possible.

Sometimes Heather or I will write a column that gets under credit unions' skin. Some readers respond, 'I think you're right on!' Yet others say, 'I think these broads are nuts.'

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