The NCUA 5300 Call Report dedicates only two fields to the noninterest income category, but this important chunk of revenue actually includes more than a dozen components ranging from debit fees and mortgage sales to insurance sales and unconsolidated CUSO income.

Following Dodd-Frank, the trends and composition of noninterest income have shifted significantly with more credit unions seeking new ways to grow this revenue stream.

In 2013, the $59 million Ferguson Federal Credit Union in Monticello, Miss., was on a mission to draw in more noninterest income under the helm of a new CEO.

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