The $548 million National Institutes of Health Federal CreditUnion in Rockville, Md., has joined the short list of credit unionsthat are live in Apple Pay.

The official Apple Pay roster of live institutions showed NIHFCU as liveonly for debit cards. Steve Levin, NIHFCU vice president marketing,said, technically that is accurate. However, the credit union'scredit cards are issued via processor Elan Financial Services, asubsidiary of US Bank, and those cards are live in ApplePay.

“We have communicated this to our members,” said Levin, whoadded that he is working with Apple to get more clarity in thelisting of Apple Pay institutions.

Tom Poe, NIHFCU vice president, remote services, acknowledgedthat NIHFCU is, so far, the smallest credit union to go live inApple Pay.

He attributed the credit union's success with Apple Pay to itsdetermination to make the mobile payment innovation available tomembers and also to “the great relationship we with have with[Atlanta-based processor] First Data.”

Asked to quantify early member adoption of Apple Pay, Poe saidNIHFCU is still pulling together numbers.

“We know we have high member interest. We also know we have manymembers with iPhone6s,” Poe said.

Along with NIHFCU, other credit unions that have adopted ApplePay are the $62 billion Navy Federal Credit Union in Vienna, Va., $6.3 billion America First Credit Union in Riverdale Utah, $1.8 billionUW Credit Union inMadison, Wis., and the $891 million L&N Federal Credit Union in Louisville, Ky.