Halloween may come and go, but many consumers haunted by real-life financial fears suffer more tricks than treats, according to the National Foundation for Credit Counseling.

In fact, NFCC's new Financial Literacy Survey revealed that as many as 71% of respondents admitted to having financial worries.

Sharing the top spot on the list were concerns about a lack of savings, equally divided between not having enough savings for everyday emergencies (16%), and not having enough money for retirement (16%).

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