When a business tries mobile banking, it tends to like it and tolinger in long sessions.

That's the big takeaway from data on mobile banking and businessusers released by Malauzai Software, a mobile banking app developer based inAustin, Texas.

The findings represented usage by a couple hundred businesses atsome 20 financial institutions, according to Malauzai Co-founderRobb Gaynor.

Among the key facts in the study was that business users stayedonline longer.

The average session duration for a business was 2:29minutes, a full minute longer than consumers who average 1:20,Malauzai's data showed.

Shockingly and inexplicably, Gaynor admitted, was that a full81% of business usage involved an Apple device, either an iPhone oran iPad. For consumers accessing Malauzai mobile banking,about 60% came in via Apple devices.

The data also showed that businesses tend to move moremoney than consumers do.

“The average value of an internal transfer is $1,950 forbusinesses compared to $450 for consumers,” according to theMalauzai study. “The average size of a mobile check deposit is $596per item compared to $405 for consumers.”

Gaynor said a big surprise, “is that business enrollment inmobile banking is not brilliant.”

At a typical Malauzai institution, 90 days after rollout of theapp to consumers, 10% to 15% of all members will be active users,he noted.

“With businesses, we are seeing much smaller numbers,” Gaynorsaid. “That was surprising.”

Interestingly, none of the Malauzai institutions offering mobilebanking to businesses charged a premium for that access, headded.