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FHLB Merger Promotes Scale

If the FHLB of Seattle merges into the FHLB of Des Moines, it would be the system's first voluntary merger.

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The FHLB system is served by 12 regional banks.

Financial institution success is largely driven by economies of scale. The more cards an institution has to play, so to speak, the more hands it can be expected to win.

When it comes to dealing a winning hand, the Federal Home Loan Bank network is betting on increased success through its proposed merger of the FHLB of Seattle with the much larger FHLB of Des Moines, Iowa.

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