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The NCUA’s exam appeals process is significantly less active than other banking regulators, according to a study presented last month at a meeting of small bankers hosted by the Federal Reserve Bank of St. Louis.

Julie Andersen Hill, associate professor of law at the University of Alabama School of Law in Tuscaloosa, looked at the NCUA’s appeals record and process for a 10-year period, from 2002 to 2012. She also studied bank regulator appeals data from the FDIC, the Federal Reserve and the Office of the Comptroller of Currency.

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