Home loans to low and moderate income borrowers declined fromnearly 31% in 2012 to 26% in 2013, the Federal Financial Institutions Examination Council said.

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Meanwhile, the share of refinanced home loans to those sameborrowers increased slightly from 19% in 2012 to 20% in 2013,according to FFIEC data collected from mortgage lenders under theHome Mortgage Disclosure Act, which was released Monday.

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The data included disclosure statements from each coveredinstitution, aggregate data from each Metropolitan StatisticalArea, nationwide summary statistics of lending patterns and loanapplication registers.

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Last year's data included information on 14 million home loanapplications, of which 8.7 million resulted in home loans beingbooked for the first time and nearly 2.8 million loan purchases,the FFIEC said.

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Due to mergers, acquisitions and failures, the number ofinstitutions still in business that reported HMDA data decreased to7,190, which was down 3% in 2012 and down from a high of 8,900 in2006, according to the FFIEC.

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