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Ask a few small-business owners about their mobile banking needs and their wish lists may read like this: capture and store receipts, block stolen credit cards and schedule appointments with their credit union or bank.

Give them what they want and they won’t mind paying for these services, according to the 2014 Monetizing Mobile Banking for Small Business Customers Study, which culled responses from 147 U.S.-based small businesses that generate up to $4.99 million in annual revenue. The respondents said monthly fees ranging from $1 to $10 for certain unlimited transactions would not be a financial burden.

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