The debate over whether branching is in a transformational stageor a death spiral has been an ongoing in the CUTimes LinkedIn group.

Likening branches to now-closed Blockbuster storefronts, CUTimes Correspondent-at-Large Robert McGarvey said in a March31 article that branches “an expensive albatross around theindustry's neck.”

Some, like Sandra Haltner, president/CEO at the Houston-basedHaltner Architecture Interior, suggested rather than the extremescenarios of branch or no branch, the focus should be on continuingto evolve the retail locations.

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