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Credit unions have reported low mortgage loan demand so far this year. However, at least a few people are purchasing and financing houses, and paying higher prices for them too, according to data released Tuesday by the Federal Housing Finance Agency.

The FHFA House Price Index rose 0.5% in January, the 23rd out 24 month it did so, a run stretching back to February 2012, the regulator said. Home prices rose 7.4% from January 2013 to January 2014, FHFA also said.

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