A quartet of esteemed esquires concluded during the closing panel of the first day of the NAPA 401(k) Summit 2014 Sunday that the retirement business is on the verge of seismic change.

The evolving nature of fiduciary responsibility, the impact of the Patient Protection and Affordable Care Act on retirement and the likelihood of upcoming Department of Labor regulations that would require employers to inform workers of the financial requirements of a sound retirement will conspire to create a retirement landscape very different from the one currently in place.

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