With major attacks affecting payment data from U.S. merchant giants like Target and Neiman Marcus, now is the time for commercial retailers worldwide to take a closer look at the security of their point-of-sale systems – or face the risk of becoming the next victims.  

Target’s case alone exposed debit and credit card information from as many as 110 million customers, so there’s no wonder that the devastation of these attacks has prompted many retail businesses to review their compliance with Payment Card Industry Data Security Standards. It comes at a relevant time too, with the updated guidelines – PCI 3.0 – newly in effect.

The PCI DSS compliance standard serves to protect the confidential user information behind credit card transactions – specifically, card numbers, expiry dates and cardholder names. Compliance with these standards is a legal requirement, but it’s important to realize that the PCI mandate dictates an absolute minimum set of standards. This means that while organizations might be compliant with PCI, they may not necessarily be secure. Achieving both is the path to not just PCI success, but also to commercial success.  

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