The clock is ticking down to April 8 when Microsoft will cease to issue security updates for Microsoft XP. The bad news for credit unions is that virtually all of their ATMs run on XP, multiple sources told Credit Union Times.

That raises the jackpot question: Will criminals feast on ATMs come April 8? "Those old ATMs are a time bomb," said Paul Martini, CEO of iboss Network Security.

The good news: experts doubt that the sky will fall in April. The XP ATM fleet indeed brings worries and issues to confront, but all that changes on that day is that Microsoft ceases to issue new updates.

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