An audit from Federal Housing Finance Agency’s inspector general has charged Fannie Mae and Freddie Mac with overriding a system designed to protect the quality of loans they purchased and buying questionable loans.

Specifically, the audit said that between January and June 2013, Fannie Mae spent $13 billion buying more than 56,000 loans even though a system designed to test appraisals warned the loans were potentially in violation of underwriting requirements.

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