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The NCUA announced that the $121 million Keys Federal Credit Union in Key West, Fl. expanded member services and reported a net worth ratio gain for 2013, while operating under conservatorship.

Keys posted year-end net income of $307,672. Total assets at the end of the 2013 decreased from $124.2 million at year-end 2012 to $120.5 million. Keys’ net worth ratio was 4.07% at the year’s end thanks to the improvement of 37 basis points during the year.

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