Until credit unions can place a larger share of assets intomember loans, deposit growth may continue to stall.

That's the forecast according to CUNA Mutual Group's DecemberCU Trends Report.

Growth will also be controlled by continued low deposit pricing,the report noted. CUNA's data showed the national average ratespaid on deposits fell again to new record lows. This trend isreaffirmed by NCUA third quarter data that showed credit unions'cost-of-funds at just 59 basis points, down 15 basis points from ayear ago.

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